Product Counsel

Claritypay
New York, NY
On-siteCareer-pivot friendly

Who this role is best for

Strong fit for financial services regulatory attorneys who want to transition into in-house generalist roles and fintech professionals with a desire to build lending expertise, who are based in New York or Minneapolis and can manage cross-functional projects.

Best fit for

  • Candidates with a background in consumer financial services regulation and a desire to become in-house generalists
    — “ideal opportunity for a rock-solid financial services regulatory attorney with a desire to become an in-house generalist
  • Individuals with experience in commercial contracting and regulatory risk assessments
    — “Support commercial contracting efforts with merchants and vendors
  • Professionals comfortable with rapid onboarding of new technology and AI tools
    — “Ability to learn and leverage new technology quickly and effectively, including hands-on experience leveraging modern AI tools for legal work

Things to consider

  • Candidates should be prepared to travel occasionally for corporate events and conferences
    — “Limited travel is expected, primarily for corporate gatherings and industry conferences
  • Geographic preference for New York or Minneapolis may affect application suitability for remote candidates
    — “Preference for candidates near our headquarters in New York, NY or the Minneapolis/St. Paul metropolitan area

How to stand out

  • Highlight experience with regulatory frameworks impacting consumer lending and your ability to translate them into actionable product requirements
    — “Take a lead role in establishing regulatory requirements for new product development and implementation
  • Showcase your ability to manage cross-functional projects and collaborate with compliance and customer service teams
    — “Collaborate on the development and improvement of internal policies, procedures, and processes
  • Demonstrate familiarity with AI tools used in legal work and how you've leveraged them in past roles
    — “hands-on experience leveraging modern AI tools for legal work
Pace · SteadyCollaboration · HighAutonomy · HighDecision Impact · CompanyLevel · Senior

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • successful regulatory compliance
  • efficient legal support
Typical background
financial services lawfintech

Skills & requirements

Required

Financial Services RegulationLegal Risk AssessmentCommercial ContractingCompliance Support

Preferred

Fintech Lending ExperienceAI Tools

Stack & domain

Financial Services RegulationsContract DraftingLegal ResearchAI Tools For Legal WorkCommunicationProblem-solvingTeamworkFintechLending

About the role

Original posting from Claritypay via Ashby

Role Overview:

ClarityPay is looking for a Product Counsel. This is a foundational hire for the legal and compliance team of a rapidly growing fintech, and it comes with built-in opportunity for professional growth and development.

This will be a broad-based role, focused primarily on regulatory and operational matters, along with commercial contracting support. This is an ideal opportunity for a rock-solid financial services regulatory attorney with a desire to become an in-house generalist. It could also be a great match for a fintech generalist that wants to develop subject matter expertise in the lending space.

Key Responsibilities:

  • Serve as an in-house subject matter expert on the consumer and small business lending regulations, tracking relevant changes and directives that may impact the company or our partners.
  • Take a lead role in establishing regulatory requirements for new product development and implementation.
  • Support the ClarityPay team with accurate and pragmatic regulatory advice and in-depth legal risk assessments relevant to the company’s development and launch of new financial products.
  • Support compliance and customer service teams on the resolution of inquiries and complaints from customers and regulators.
  • Support compliance, business development, customer service, and other internal stakeholders in fielding legal and regulatory questions.
  • Provide legal support for ClarityPay’s Compliance and Operational Risk Program.
  • Support commercial contracting efforts with merchants and vendors.
  • Collaborate on the development and improvement of internal policies, procedures, and processes.
  • Project-manage various key legal and compliance projects.
  • Support or own other legal projects as determined by the Chief Legal & Compliance Officer.

Qualifications:

· JD from a top tier law school and a license to practice in good standing in primary state of residence.

· 7+ years total legal experience.

· At least 2 years of law firm experience.

· Deep experience advising clients on consumer financial services matters.

· Contract drafting and negotiation experience.

· Strong legal research skills.

· Strong written and verbal communication skills.

· Ability to learn and leverage new technology quickly and effectively, including hands-on experience leveraging modern AI tools for legal work.

Bonus Points:

· Prior experience in fintech lending.

· Broad legal experience covering regulatory, transactional, and dispute resolution matters.

· Prior experience performing in-depth legal risk assessments on consumer financial services regulations.

· Experience supporting the compliance function of a consumer lender or lending platform.

· Experience working with regulators to quickly and effectively resolve inquiries, complaints, or information requests.

What We Offer:

  • Competitive compensation and equity package.
  • Comprehensive benefits (medical, dental, vision).
  • Collaborative office culture with a strong product mindset.
  • Opportunities to grow, lead, and shape the future of consumer finance.
  • 401k program with employer match.

Role Details:

  • Preference for candidates near our headquarters in New York, NY or the Minneapolis/St. Paul metropolitan area.
  • Limited travel is expected, primarily for corporate gatherings and industry conferences.
  • This role will report to the Chief Legal & Compliance Officer.

Salary Range: $180,000 to $220,000 per year.

Salary range is an approximation and will depend on market data applied to factors like the candidate’s skills and experience, geographic location, and compensation/equity mix.

About Us:

At ClarityPay, we're redefining consumer finance with smart, adaptive lending solutions that make financial clarity and affordable credit accessible to all. Based in NYC, our fast-growing fintech empowers enterprise merchants with configurable “Pay Over Time” tools—from point-of-sale financing to loyalty-integrated BNPL offers. We solve complex credit challenges with speed, precision, and intelligence—combining deep expertise with advanced tech to deliver better outcomes, every time.

Our values guide everything we do: we put merchants first, stay data-driven, always know the why, learn relentlessly, and win together as a team. This clarity of purpose fuels our commitment to delivering exceptional customer experiences at speed and scale.

ClarityPay is an equal opportunity employer. We do not discriminate based on race, ethnicity, color, ancestry, national origin, religion, sex, sexual orientation, age, disability, veteran, marital status, or any other legally protected status.

Ready to redefine consumer lending with us?

Apply today and join a passionate team committed to making financial clarity a reality.

Source: Claritypay careers (Ashby)

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