Representative-Ins Claims

American Express
Phoenix, AZ
Hybrid

Who this role is best for

Strong fit for customer service professionals with insurance experience who can adapt to hybrid work arrangements and demonstrate accuracy in claims adjudication.

Best fit for

  • Candidates with insurance or customer service experience and strong communication skills for direct customer interaction
    — “1 year of Insurance or Customer Service industry experience”
  • Individuals who can manage shifting priorities and thrive in a compliance-driven environment
    — “Ability to adapt to multiple demands, shifting priorities and rapid changes in workflow”
  • Those who can balance independent decision-making with adherence to internal processes and regulatory frameworks
    — “Adjudication of claims relative to all state and local laws and compliance as well as internal processes and procedures”

Things to consider

  • Commitment to obtaining and passing a state-specific claims adjuster license within a limited timeframe
    — “candidates will have 3 attempts to pass the 1336-Arizona Property and Casualty Adjuster Licensing Exam”
  • Hybrid work arrangement requires at least 3 days of in-office presence weekly in Phoenix or Sunrise
    — “the ideal candidate will work a minimum of 3 days onsite / 2 days remotely”

How to stand out

  • Emphasize experience with claim research and customer communication in your resume and interview responses
    — “Researching claims for proper disposition which may include communication via phone and/or written correspondence”
  • Highlight your ability to work independently and take initiative with minimal supervision
    — “Ability to demonstrate initiative with minimal supervision to drive results”
  • Showcase your accuracy and attention to detail in prior roles, especially in compliance or insurance contexts
    — “Superior level of accuracy and attention to detail”
Pace · SteadyCollaboration · MediumAutonomy · MediumDecision Impact · Individual

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • handling insurance claims
  • maintaining state compliance
Typical background
1 year of Insurance or Customer Service industry experience

Skills & requirements

Required

Claims AdjudicationCustomer ServiceProblem-solvingTime Management

Preferred

Claims Adjuster License

Stack & domain

MS WordExcelCommunicationProblem-solvingTime ManagementOrganizational SkillsAccuracyAttention To DetailClaims Adjuster LicenseInsurance ClaimsCustomer ServiceClaims AdjudicationCompliance

About the role

Original posting from American Express

AMEX Assurance Co. (AAC) provides insurance protection for American Express Card Members through implicit card benefits, and fee/add-on insurance products to both Card Members and non-Card Members. This role provides an exciting opportunity to handle claims for the Retail products with growth into specialty lines products in the AMEX Assurance Co. Insurance portfolio over time.

Your duties may include but are not limited to:

Investigation of policy and product information by using tools available.Maintaining state compliance for reporting, Medicare, insurance claims and audit functions relative to the AAC claims team related to claims adjudication.Decision making of claims for these products, as well as direct phone interaction with the customer to ensure timely decisionsResearching claims for proper disposition which may include communication via phone and/or written correspondence with customers, businesses and others.Adjudication of claims relative to all state and local laws and compliance as well as internal processes and procedures. This position is based in Phoenix, AZ or Sunrise, FL and the ideal candidate will work a minimum of 3 days onsite / 2 days remotely. The ideal candidate will work a flexible schedule between the hours of operation: Monday - Friday - 6:00am - 5:00pm MST and may be asked to work rotational weekends.

Minimum Qualifications:

Customer First Principles demonstrated through excellent verbal, written and interpersonal communication skillsHigh School Diploma or Higher-level education.Passion for exceptional serviceStrong phone skillsAbility to adapt to multiple demands, shifting priorities and rapid changes in workflowAbility to demonstrate initiative with minimal supervision to drive resultsStrong problem-solving skills, time management and organizational skillsSuperior level of accuracy and attention to detail.Strong proficiency in PC skills, including MS Word and Excel1 year of Insurance or Customer Service industry experienceA current Claims Adjuster License is a plus.

Additional Requirements:

If a license is not currently held, the applicant must be able to obtain the necessary license during the time frame allowed prior to training. Upon hiring, candidates will have 3 attempts to pass the 1336-Arizona Property and Casualty Adjuster Licensing Exam.   If the exam to obtain your license cannot be passed, within 3 attempts, employment will be terminatedFor FL Candidates: If a license is not currently held, the applicant must be able to obtain the necessary license during the time frame allowed prior to training. Upon hiring, candidates will have 3 attempts to pass the Ins FL- ALJ16:FLA All Lines Adjuster (0620,0720,7020) Licensing Exam.   If the exam to obtain your license cannot be passed, within 3 attempts, employment will be terminated.

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Source: American Express careers

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