Risk Analyst II

Boulevard
United States
RemoteCareer-pivot friendly

Who this role is best for

Strong fit for candidates with payment industry experience who can autonomously analyze merchant applications and transaction risks.

Best fit for

  • Candidates with 3-7 years in payment underwriting and fraud detection
    — “3 - 7 years of experience in the payment industry, with a focus on underwriting, transaction monitoring, customer support and/or fraud/risk management”
  • Individuals who can independently research and resolve complex compliance issues
    — “Able to research and make decisions on complex merchant-related issues then relay findings”
  • Professionals comfortable with data analysis and risk evaluation tools
    — “Experience with SQL, Tableau or Sigma is a plus”

Things to consider

  • The role requires direct communication with customers via email or phone for application reviews
    — “Comfortable reaching out to customers directly via email or phone calls to review merchant application details”

How to stand out

  • Highlight prior experience with merchant onboarding and compliance frameworks in your resume and interviews
    — “Conduct comprehensive merchant application reviews and analyses, covering Know Your Customer (KYC) and Anti-money laundering (AML) rules”
  • Emphasize your ability to make well-reasoned compliance recommendations based on transaction data
    — “Review and analyze flagged transactions and other alerts, making well-reasoned recommendations around compliance with payments processing standards”
  • Demonstrate your understanding of card brand rules and federal regulations in your application materials
    — “Knowledge of card brands (Visa, Mastercard, etc.) rules and regulations”
  • Include examples of how you've improved processes or provided merchant experience enhancements in your background
    — “They also make recommendations for enhancements that will streamline the underwriting process and improve the merchant experience”
Pace · SteadyCollaboration · MediumAutonomy · MediumDecision Impact · Team

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • successful merchant onboarding
  • reduced risk incidents
  • enhanced fraud detection systems
Typical background
financerisk managementfraud prevention

Skills & requirements

Required

Payment Industry ExperienceUnderwritingTransaction MonitoringFraud DetectionRisk ManagementMerchant Processing PlatformsCard Brand RulesPCI ComplianceExcel

Preferred

AMLKYC

Stack & domain

Microsoft Office SuiteExcelGoogle SheetsMerchant Processing PlatformsCard Brands Rules And RegulationsPCI ComplianceCredit Card Processing StatementsAnalytical SkillsResearch CapabilitiesAttention To DetailDecision MakingCommunicationCollaborationFinancePayment IndustryRisk Management

About the role

Original posting from Boulevard via Greenhouse

Who is Boulevard?

Boulevard provides the first and only client experience platform for appointment-based, self-care businesses. We empower our customers to give their clients more of the magical moments that matter most.

Before launching in 2016, our founders spent months interviewing salon managers and working behind front desks to understand their pain points so we could design a modern, user-friendly platform that meets the unique needs of their business. Our roots may be in hair salons, but we are built for the broader self-care industry, including many types of salons, spas, medspa, barbershops, and more. Our technology not only helps our customers survive but thrive. Take a look at how we (and YOU) can make that happen. 

We have an insatiable curiosity and embrace experimentation. We believe that simple solutions require the most sophistication, and we design each and every detail to maximize potential, power, and impact. Do our values match? Read through our story and what we value the most.

Our team values and celebrates our diverse backgrounds. Being open about who we are and what we do allows us to do the best work of our lives. We believe in equal opportunity for all, and you should too.

Come do the best work of your life at Boulevard.

Integrated payments processing is a core component of Boulevard’s industry-leading business management platform. Processing over $3B annually and growing fast, we have ambitious goals for our payments business and are looking for a Risk Analyst to help review and approve merchant applications, monitor customer transactions for potential risk, and handle payments-related customer escalations. 

The Risk Analyst II conducts the reviews of new merchants as they are onboarded to ensure compliance with our internal policies, our processors guidelines, card brand rules as well as federal regulations. They also make recommendations for enhancements that will streamline the underwriting process and improve the merchant experience.

What you’ll do here

Conduct comprehensive merchant application reviews and analyses, covering Know Your Customer (KYC) and Anti-money laundering (AML) rules

Review and analyze flagged transactions and other alerts, making well-reasoned recommendations around compliance with payments processing standards 

Assist in the development of fraud detection & risk management systems and tools, suggesting enhancements as needed

Review merchant transaction history to assess risk level and make approval recommendations for various payment processing limits 

Manage inquiries and requests from customers, partners, and internal teams

Collaborate with internal teams, including Onboarding and Customer Support, and external partners on payment processing-related matters

What you’ll need to thrive:

High School Diploma minimum, Bachelor's degree preferred

3 - 7 years of experience in the payment industry, with a focus on underwriting, transaction monitoring, customer support and/or fraud/risk management

Proficiency with Microsoft Office Suite/Google, especially Excel/Sheets

Familiarity with merchant processing platforms and applications

Knowledge of card brands (Visa, Mastercard, etc.) rules and regulations

Awareness of PCI compliance

Ability to read and understand credit card processing statements

Strong analytical skills, attention to detail, and research capabilities

Able to research and make decisions on complex merchant-related issues then relay findings

Comfortable reaching out to customers directly via email or phone calls to review merchant application details

Experience with SQL, Tableau or Sigma is a plus

Autonomous work ethic, comfortable in a digitally connected environment

How we'll take care of you:

At Boulevard, we work hard to structure compensation in a way that balances internal equity with local market competitiveness, and we’re happy to share a good-faith estimate of the base salary range for this role. For U.S. based candidates, the anticipated base salary range is $101,000 - $119,000 per year. In addition to this base compensation, this role may be eligible to participate in a variable compensation program. Final compensation will vary based on a variety of factors, which include but are not limited to, applicable experience, location, and final leveling.

How We Take Care of Our Team

Our business is deeply immersed in an industry that’s centered around helping people feel their best, so we know that taking care of yourself isn’t selfish; it’s essential. That’s why our culture pairs high standards with genuine care. We don't glorify burnout or wear ‘always on’ as a badge of honor. Instead, we’ve created benefits designed to support you inside and outside of work, so you can bring your best self to both.

Here’s how we support you:

Competitive base pay and performance bonus eligibility because you deserve to be rewarded for your impact.

Equity participation for all full-time employees because we believe the people helping build Boulevard should share in our long-term success.

Comprehensive medical coverage with up to 100% employee premium coverage and 75% dependent coverage to help take care of you and your loved ones.

An annual $1,200 HSA employer contribution for eligible plans to help support healthcare costs and future planning.

100% covered dental, vision, life, and disability insurance, ensuring you stay healthy, protected, and ready for whatever life brings.

12 weeks of fully paid U.S. parental leave supporting all new parents equally as they take the time to bond, adjust, and be present when welcoming a new family member.

Flexible paid time off, plus 10 U.S. company holidays, where you are encouraged to rest, recharge, and take the time you need, guilt-free.  

Fully remote with support, including a $200 home office setup allowance and a $50 monthly WFH reimbursement so your workspace is set up for success. 

$200 quarterly Boulevard Bucks to prioritize your well-being and stay connected to the industry we serve.

And other perks like One Medical membership and Employee Assistant Program.

To learn how Boulevard collects, uses, and protects personal information related to candidates and employees, please review our Boulevard Employee & Personnel Privacy Notice.

Boulevard Labs, Inc. is an Equal Opportunity Employer committed to hiring a diverse workforce and sustaining an inclusive culture. All employment decisions at Boulevard Labs, Inc. are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

Source: Boulevard careers (Greenhouse)

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