Corporate credit risk professionals with investment banking product expertise and collaborative instincts will find this role in London offers a multi-dimensional work environment.
Derived from job-description analysis by Serendipath's career intelligence engine.
Original posting from Goldman Sachs
RISK
The Risk division develops comprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk professionals execute critical day-to-day risk management activities, lead projects, and contribute to the ongoing advancement of a robust risk management program. Effective coordination with executive management, business units, control departments and technology is critical for success.
CREDIT RISK
Credit Risk is responsible for managing the firm's credit exposure to its trading and lending counterparties. Credit professionals protect the Firm’s capital by leveraging expertise in financial analysis of clients, markets, and products to make risk decisions. Credit Risk provides a unique opportunity to develop a variety of professional skills and expertise in risk management while working on financial transactions and gaining a broad perspective on how the entire Firm functions. The interaction with numerous departments and the wide range of projects allow for a challenging, varied and multi-dimensional work environment. This role is ideal for collaborative individuals who are intellectually curious, have strong ethics and attention to detail.
RESPONSIBILITIES
Assess the credit and financial strength of the firm's corporate borrowers and counterparts by performing fundamental credit analysis using both quantitative and qualitative factorsReview lending and underwriting transactions, determine risk appetite and regulatory ratings, having developed an independent view of cash flow projections and of key documentation protectionPerform sector analysis regularly in order to assess portfolio concentrations and trends Coordinate with Investment Banking/Financing group, Sales & Trading, Legal, Operations and Compliance departments to approve derivatives business and ensure appropriate documentation, limits and risk mitigants to protect against a counterpart default and minimize potential lossesAnalyse the risks inherent in the products GS transacts, including lending, trading and derivative productsDevelop and manage relationships with other areas of the firm, including Global Banking & Markets, Asset & Wealth Management, Controllers, Treasury, Legal, Compliance and Engineering
EXPERIENCE & QUALIFICATIONS
Minimum of 5 years of credit risk management experience, with a background in corporate credit riskSignificant experience in investment banking products including loan products and derivativesDemonstrable track record of independent decision making and the ability to steer client and business negotiationsStrong familiarity with regulatory rating requirements and application of such guidanceStrong documentation (loan and/or derivatives), analytical, presentational and communication skills requiredMust be able to lead and motivate engaged and diverse deal team, providing guidance to and supervision of junior members of the teamMust be able to communicate at the most senior levels
COMPETENCIES
Functional Expertise - Keeps up-to-date with emerging business, economic, and market trendsTechnical Skills - Demonstrates strong technical skills required for the role, pays attention to details, takes initiative to broaden his/her knowledge and demonstrates appropriate financial/analytical skillsDrive and Motivation - Successfully handles multiple tasks, takes initiative to improve his/her own performance, works effectively towards challenging goals and persists in the face of obstacles or setbacksClient and Business Focus - Effectively handles difficult requests, builds trusting, long-term relationships with clients, helps the client to identify/define needs and manages client/business expectationsTeamwork – Gives evidence of being a strong team player, collaborates with others within and across teams, encourages other team members to participate and contribute and acknowledges others' contributionsCommunication Skills - Communicates what is relevant and important in a clear and concise manner, shares information/new ideas with others, and demonstrates judgment to escalate as appropriateJudgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analyses complex issuesCreativity/Innovation - Looks for new ways to improve current processes and develop creative solutions that are grounded in reality and have practical value
ABOUT GOLDMAN SACHS
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.
We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html
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Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.
Source: Goldman Sachs careers