Actuary, Car

Lemonade
United States
Remote

Who this role is best for

Strong fit for P&C actuaries with AI and data science experience who can work remotely and navigate cross-functional collaboration.

Best fit for

  • P&C actuaries with personal lines pricing expertise and AI/data science experience
    — “5+ years of P&C actuarial experience, preferably in personal lines pricing”
  • Candidates with advanced actuarial credentials and a drive to grow with AI tools
    — “Attained ACAS or greater”
  • Individuals comfortable with cross-functional collaboration and model transparency
    — “Partner cross-functionally with Underwriting, Product, Claims, and BI to drive alignment and action”

Things to consider

  • No visa sponsorship — only candidates eligible to work in the U.S. are eligible
    — “We are unable to sponsor applicants for work visas”
  • Geographic restrictions apply, excluding certain U.S. states from consideration
    — “Unable to consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico”

How to stand out

  • Highlight experience in predictive modeling with GLMs and machine learning techniques
    — “Contribute to predictive modeling projects in close partnership with the Data Science team”
  • Demonstrate knowledge of competitor rating strategies and how to apply them
    — “Build a knowledge base of competitor rating strategies and the broader competitive landscape”
  • Emphasize your ability to integrate actuarial insights with data science and AI tools
    — “Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center”
Pace · Fast PacedCollaboration · HighAutonomy · MediumDecision Impact · Team

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • expertise on car rating plans
  • contribution to predictive modeling projects
  • craft rate filing support
  • identification of pricing and underwriting opportunities
Typical background
5+ years of P&C actuarial experienceBachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field

Skills & requirements

Required

Actuarial ExperienceP&C Actuarial ExperienceData Science Programming LanguagesSQL ProficiencyPredictive Modeling Concepts

Preferred

ACAS Or GreaterExcitement About AI

Stack & domain

Actuarial ScienceData ScienceRPythonSQLGlmsDecision TreesGradient Boosting MachinesRandom ForestsClusteringDriveEfficiencyAdaptabilityModel TransparencyEthicsACASInsuranceData AnalysisPredictive Modeling

About the role

Original posting from Lemonade via Ashby

We're looking for an Actuary to join our team and help push car insurance into the future. You'll bring actuarial discipline to some of the most complex questions in the business — from distribution to underwriting, claims, and beyond — while using competitive data and data science to make sure our pricing is fair, accurate, and built for scale.

We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.

Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.

IN THIS ROLE YOU’LL

  • Own and develop expertise on our car rating plans and rate indications
  • Contribute to predictive modeling projects in close partnership with the Data Science team
  • Craft rate filing support for new machine learning models
  • Identify pricing and underwriting opportunities based on ongoing monitoring of results
  • Build a knowledge base of competitor rating strategies and the broader competitive landscape
  • Partner cross-functionally with Underwriting, Product, Claims, and BI to drive alignment and action
  • Advance your actuarial credentials through recognized qualifications and industry research, bringing those learnings directly into your work

WHAT YOU’LL NEED

  • 5+ years of P&C actuarial experience, preferably in personal lines pricing
  • Attained ACAS or greater
  • Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field
  • Working knowledge of data science programming languages like R or Python, and proficiency in SQL
  • Familiarity with predictive modeling concepts, including GLMs, decision trees, gradient boosting machines, random forests, and clustering
  • A genuine sensitivity to model transparency and ethics
  • Excitement about learning and growing alongside AI — this isn't optional, it's how we work
  • Ability to work remotely

Please note that we are unable to sponsor applicants for work visas.

Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico.

Lemonade's US base salary range for this full-time position is $135,000 - $157,500 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.

||#LI-Remote||

Source: Lemonade careers (Ashby)

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