Senior Underwriter, New York

Honeycomb Insurance
New York, NY
Hybrid

Who this role is best for

Geared toward candidates with a strong LRO background and technical curiosity, comfortable with next-generation risk assessment and AI integration in a hybrid New York City-based role.

Best fit for

  • Candidates with a strong LRO background and experience in commercial habitation or specialty property insurance
    — “4+ years of underwriting/insurance experience with a strong LRO background required; Commercial Habitational and Specialty Property experience is a valued addition to that background”
  • Individuals who thrive in a hybrid work environment and can manage in-office and remote responsibilities
    — “This role follows a hybrid schedule, with three days per week onsite at our New York City office”

Things to consider

  • Limited travel expectations, but some travel may be necessary for the role
    — “Some travel as deemed necessary <20%”

How to stand out

  • Emphasize AI and data-driven underwriting experience in your resume and interviews
    — “Next-generation risk assessment – divesting from binary underwriting and revisioning risk selection utilizing mega data, AI and curiosity”
  • Highlight your ability to analyze and approve complex policy changes across diverse portfolios
    — “Analyze and approve requested policy changes across the LRO and Habitational portfolio”
  • Showcase your communication and collaboration skills with interdivisional teams
    — “Maintain open, transparent and supportive communications with team members and interdivisional partners”
Pace · SteadyCollaboration · HighAutonomy · MediumDecision Impact · Team

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • quote and release new and renewal business
  • analyze and approve policy changes
  • maintain compliance with regulations
  • support marketing functions
Typical background
underwriting experiencecommercial real estate insurance

Skills & requirements

Required

Next-generation Risk AssessmentUnderwritingPolicy Changes AnalysisState Insurance Regulations ComplianceTeam CommunicationPortfolio MonitoringMarketing SupportSpecial Projects Completion

Preferred

AI ProficiencyCuriosityPassion For Knowledge

Stack & domain

UnderwritingInsuranceRisk AssessmentAIAutomationEfficiencyState Insurance RegulationsISO RulesPortfolio CompositionMarketingSpecial ProjectsCommunicationTeamworkLeadershipProblem-solvingAdaptabilityCuriositySelf-accountabilityPositive AttitudeHumbleFunCommercial Real EstateTechnologyRisk Management

About the role

Original posting from Honeycomb Insurance via Greenhouse

Honeycomb Insurance

At Honeycomb, we're not just building technology; we’re reshaping the future of insurance. 

In 2025, Honeycomb was recognized by Dun & Bradstreet as “Top 10 Best Start Up Companies to Work For” in Israel, named by LinkedIn as “Top 10 Startups in Chicago”, and Newsweek’s "Greatest Startup Workplaces in America, 2025". Through the first half of 2026 we’ve been recognized on Inc. Magazine’s "Best Workplaces" List and Forbes "Fintech 50".

How did we earn these honors?

Honeycomb is a rapidly growing global startup, generously backed by top-tier investors and powered by an exceptional team of thinkers, builders, and problem-solvers. Dual-headquartered in Chicago and Tel Aviv (R&D center), and with 6 offices across the U.S., we are reinventing the commercial real estate insurance industry, an industry long overdue for disruption. Just as importantly, we ensure every employee feels deeply connected to our mission and one another.

With over $100B in insured assets, Honeycomb operates across 23 states, covering more than 65% of the U.S. population and increasing its coverage.

If you’re looking for a place where innovation is celebrated, culture actually means something, and smart people challenge you to be better every day - Honeycomb might be exactly what you’ve been looking for.

What You'll Do

Next-generation risk assessment – divesting from binary underwriting and revisioning risk selection utilizing mega data, AI and curiosity. Modernized underwriting using cutting edge technology to more accurately and quickly assess risk, price and bespoke coverage/terms to profitably grow and manage a book of business spanning Habitational and Lessor's Risk Only (LRO) package and excess liability. Honeycomb offers an environment of personal and career growth to achieve your best self through mentorship, engaging project assignments, personalized training and development, and internal and exterior exposure opportunities to expand your network and sphere of influence.

Quote and release new and renewal Lessor's Risk Only (LRO) and habitational business that has been either referred from underwriting algorithm or seeking changes that exceed user authority thresholds

Analyze and approve requested policy changes across the LRO and Habitational portfolio

Maintain familiarity and compliance with state insurance regulations and ISO rules for all states within assigned underwriting territory

Maintain open, transparent and supportive communications with team members and interdivisional partners

Monitor portfolio composition via reports, audits and inspections

Support marketing functions and efforts to build and promote Honeycomb

Complete special projects and assignments

Some travel as deemed necessary <20%

Basic Requirements

4+ years of underwriting/insurance experience with a strong LRO background required; Commercial Habitational and Specialty Property experience is a valued addition to that background, not a standalone requirement

Bachelor's degree or equivalent education/experience preferred

Retail agency relationship preferred

AI Proficiency and desire to seek automation and efficiency opportunities

Curiosity, hardworking, self-accountable, positive attitude, humble and fun

Have an opinion, share your opinion and be open to other opinions

Passion to obtain, retain and employ knowledge – as well as share knowledge

Excellent verbal and written communication skills

Strong analytical skills and attention to detail

This role follows a hybrid schedule, with three days per week onsite at our New York City office

Benefits

Salary Range: $115,000-140,000 (Pending Experience) + Bonus

Health Benefits

Employee options grant

401K with employer match

Flexible paid time off

Paid national holiday

Source: Honeycomb Insurance careers (Greenhouse)

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